Managing Your Benefits While Working
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Managing Your Benefits While Working
Reporting Your Income
What to Report
If you go back to work, or if your income changes for any other reason, be sure to report your change in earnings to Social Security, your county or tribal human services office, and any other agency that gives you disability benefits.
Be sure to report your work immediately. If you don’t, you’re putting yourself at risk of an overpayment. If you receive an overpayment, you will likely be held responsible for repaying those benefits to Social Security and any other agencies that overpaid you. If you have any questions about this, Chat with a Hub expert.
If you receive both SSI and SSDI, you need to report your earnings to both your claims representatives at Social Security.
When reporting wage changes to Social Security, make sure you report all of your gross income. Also tell them about any Impairment Related Work Expenses (IRWEs) or wage subsidies you get. Your Social Security claims representative will tell you what you need to report and what information you need to send to them.
How to Report
Supplemental Security Income (SSI)
For SSI, you can report changes:
- In person or by phone with your local Social Security office.
- By mail to your local Social Security office. Write “Attention: SSI” on the envelope to make sure it goes to the right place.
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You can also check with Social Security if you can report earnings with:
- The SSI Telephone Wage Reporting System at 1-866-772-0953
- The SSI Mobile Wage Reporting Application available in the Google Play or Apple App stores, or
- The my Social Security online wage reporting tool.
There are certain limitations in reporting over the phone, with an app, or with my Social Security. You can't report those ways if you:
- Have Impairment Related Work Expenses (IRWEs)
- Meet the definition of statutory blindness
- Have a Plan to Achieve Self-Support (PASS)
- Have deemed income, or
- Have more than one employer in a month
You can also Chat with a Hub expert, if you have questions.
Social Security Disability Insurance (SSDI)
For SSDI, to report changes, contact your local Social Security office and ask how and when you should report your earnings. You may be able to report:
- By phone, mail, or in person at your local Social Security office, or
- With the my Social Security online reporting tool.
If you’re on SSI and SSDI, you must report your earnings separately to your SSI and SSDI claims representatives.
If you have any questions, Chat with a Hub expert.
Save your records
My Vault
:
Feature
Files
Upload important benefits and housing files to your Vault and share them securely with your Vault contacts. View your files from any computer or device.
Go to My Files
Sometimes, Social Security reviews your situation. That’s why you need to keep copies of all your records from the last five years, including:
- Pay stubs
- Documentation of work incentives, such as receipts for your Impairment Related Work Expenses (IRWEs), and
- Letters you get from Social Security and other agencies.
You can save these in a binder that you take with you whenever you go to a Social Security office. Add notes every time you communicate with Social Security.
You can also store scanned copies of files in the DB101 Vault, a free and secure place for saving your benefits records.
Learn more
Work Incentives
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Benefits and Work Estimator
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