Available Mini-Calculators

fpg_138_try.xml

Compare Your Income to the Limit for Income-Based MA (138% of FPG)

Your family's annual income	$
Your family size	123456789101112
FPL, individual, annual	$15,650
FPL increase per family member	$5,500
FPL factor for this program	1.38
Income limit for your family
(Your income is over the limit)	0.00
(Your income is under the limit)	0.00

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fpg_programs_try.xml

Health Coverage Income Limits for Your Family

Your family size:	123456789101112
Income limits for your family:
	$15,650
	$5,500
	$15,650
	$5,500
	$15,060
	$5,380
Income-based MA, adults (138% FPG)
Income-based MA, children/pregnant women (280% FPG)
MinnesotaCare (200% FPG)
Subsidized private plans, reduced fees (250% FPG)
Subsidized private plans (no income limit)	--
If your family's income is at or below the limit for a program, you may qualify if you meet other program rules. Notes: Some types of income do not count against these limits, including SSI benefits. Different programs sometimes use slightly different numbers for the Federal Poverty Guidelines (FPG). For private plans with subsidies, your monthly premium amount depends on your income.

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fpg_try.xml

How Does Your Income Compare to FPG?

Your Family's Annual Income	$
Your Family Size	123456789101112
FPL, individual, annual	$15,650
FPL increase per family member	$5,500
FPG for Your Family
Your Income as a Percent of FPG

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ga_benefit_ex.xml

Sample GA Calculation (married, working):

Your Income	$175
Minus the First $65 of Earned Income	- $65
Divided by two	÷ 2
The Amount of Your Income that GA Counts
Your Maximum GA Benefit Amount (married)	$360.50
Minus the Amount of Income that GA Counts	-
Your GA Benefit Amount

grh_ga_ex.xml

Bob's Monthly Income With and Without a Self-Sufficiency Account (GA basis):

	Without Account	With Account
Bob's monthly earned income	$200.00	$200.00
Minus earned income disregard	- $65.00	- $65.00
Minus amount put into Self-Sufficiency Account	- $0.00	- $150.00
Countable Earned Income
Plus monthly unearned income	+ $100.00	+ $100.00
Minus personal needs allowance	- $128.00	- $128.00
	$1,192
Countable Income = what Bob pays Housing Support provider for room and board
→ (Capped at $877)
Bob keeps the rest of his income:
Cash
Savings	$0.00

grh_ga_try.xml

Your Monthly Income (Housing Support with GA basis):

Your monthly earned income	$
Minus earned income disregard	- $65.00
Minus amount put into Self-Sufficiency Account	- $
→ (Limited to $500, or earnings - $50)
Countable Earned Income
Plus monthly unearned income	+ $
Minus personal needs allowance	- $128.00
	$1,192
Countable Income = what you pay Housing Support provider for room and board
→ (Capped at $877)
You keep the rest of your income:
Cash
Savings

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grh_ssi_benefit_try.xml

Your Monthly Income (Housing Support with an SSI benefit):

Your monthly earned income	$
Plus your monthly SSI benefit	+ $
Plus other monthly unearned income	+ $
Your total income
SSI Maximum Benefit	$967.00
Minus personal needs allowance	- $128.00
	$1,192
Countable Income = what you pay Housing Support provider for room and board
You keep the rest of your income

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grh_ssi_ex.xml

Anna's Monthly Income (no SSI benefit):

Anna's Monthly Earned Income	$200.00
Minus the $65 Earned Income Exclusion	- $65.00
Subtotal
Divide by two	÷ 2
Countable Earned Income
Unearned Income	$750.00
Plus Countable Earned Income	+
Minus personal needs allowance	- $128.00
	$1,192
Countable Income = what Anna pays Housing Support provider for room and board
→ (Capped at $1,192)
Anna keeps the rest of her income

grh_ssi_try.xml

Your Monthly Income (Housing Support without SSI benefits):

Your Monthly Earned Income	$
Minus the $65 Earned Income Exclusion	- $65.00
Subtotal
Divide by two	÷ 2
Countable Earned Income
Your Monthly Unearned Income	$
Plus Countable Earned Income	+
Minus personal needs allowance	- $128.00
	$1,192
Countable Income = what you pay Housing Support provider for room and board
→ (Capped at $1,192)
You keep the rest of your income
Note: Your income may be too high for you to keep getting help from the Housing Support program, depending on how much it pays for services in addition to room and board. For more information, Chat with a Hub expert.

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maepd_premium_try.xml

Your MA-EPD Premium Estimate (Prior to October 1, 2014):

Are you married?	YesNo
If you are married, is your spouse applying for or already on MA-EPD?	YesNo
How many children do you have under age 21 that live with you?	0123456789
Household Size for Premium Estimate:
Individual FPG	$15,650
FPG delta	$5,500
Monthly FPG for this family:
How much monthly income do you get from each of the following sources?
Earnings from all jobs (leave out spouse's income)	$
SSDI	$
Unemployment Compensation	$
Child Support Payments	$
Alimony	$
Other unearned income	$
Total Unearned Income
Total Income:
Premium Percentage
Your Estimated MA-EPD Premium:

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maepd_premium_try_09_2015.xml

Your MA-EPD Premium Estimate (after 9/1/2015):

Are you married?	YesNo
If you are married, is your spouse applying for or already on MA-EPD?	YesNo
How many children do you have under age 21 that live with you?	0123456789
Household Size for Premium Estimate:
Individual FPG	$15,650
FPG delta	$5,500
Monthly FPG for this family:
How much monthly gross income do you get from each of the following sources?
Earnings from all jobs (leave out spouse's income)	$
SSDI	$
Unemployment Compensation	$
Child Support Payments	$
Alimony	$
Other unearned income	$
Gross Unearned Income
Total Income:
Percent of FPG
F(i)
F(ii)
F(iii)
F(iv)
F(v)
F(vi)
Premium Percentage
G(i)
G(ii)
Sliding Fee Premium:
Unearned Income Obligation:
Total Premium:

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maepd_premium_try_2014.xml

Your MA-EPD Premium Estimate:

Are you married?	YesNo
If you are married, is your spouse applying for or already on MA-EPD?	YesNo
How many children do you have under age 21 that live with you?	0123456789
Household Size for Premium Estimate:
Individual FPG	$15,650
FPG delta	$5,500
Monthly FPG for this family:
How much monthly income do you get from each of the following sources?
Earnings from all jobs (leave out spouse's income)	$
SSDI	$
Unemployment Compensation	$
Child Support Payments	$
Alimony	$
Other unearned income	$
Total Unearned Income
Total Income:
Premium, gross income portion:
Premium, unearned income portion:
Your Estimated Total MA-EPD Premium:

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maepd_premium_try_2015.xml

Your MA-EPD Premium Estimate:

Are you married?	YesNo
If you are married, is your spouse applying for or already on MA-EPD?	YesNo
How many children do you have under age 21 that live with you?	0123456789
Household Size for Premium Estimate:
Individual FPG	$15,650
FPG delta	$5,500
Monthly FPG for this family:
How much monthly gross income do you get from each of the following sources?
Earnings from all jobs (leave out spouse's income)	$
SSDI	$
Unemployment Compensation	$
Child Support Payments	$
Alimony	$
Other unearned income	$
Gross Unearned Income
Total Income:
Percent of FPG
F(i)
F(ii)
F(iii)
F(iv)
F(v)
F(vi)
Premium Percentage
G(i)
G(ii)
	$35
Sliding Fee Premium:
	0.005
Unearned Income Obligation:
Total Premium:

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ma_countable_ei_eq.xml

Countable Earned Income (MA):

Earned Income

Minus the $65 Earned Income Exclusion

Minus Impairment Related Work Expenses (IRWEs)**

= Subtotal

Divide by two

= Countable Earned Income

ma_countable_total_eq.xml

Total Countable Income (MA):

Countable Unearned Income

Plus Countable Earned Income

= Total Countable Income

ma_spenddown_ex.xml

Lewis' MA Spenddown Calculation:

Lewis' Countable Monthly Income	$1,000
Minus 75% of FPG	- $978
Lewis' MA Spenddown Amount

medicaid_countable_vs_fpg_try.xml

Your Countable Income:

Your Monthly Earned Income	$
Your Monthly Unearned Income (not including SSI)	$
Your Monthly Impairment Related Work Expenses (IRWEs)	$
	$1,305
	$20
	$65
	$967
Your Monthly Countable Income
Your Annual Countable Income
	$15,650
Federal Poverty Guideline
Your Countable Income as a Percent of FPG

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medicaid_method_b_countable_vs_fpg_try.xml

Your Countable Income (compared to FPG):

Your Monthly Earned Income	$
Your Monthly Unearned Income (not including SSI)	$
	65.00
Your Monthly Countable Income
	$15,650
Federal Poverty Guideline
Your Countable Income as a Percent of FPG

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msa_grant_non_ssi_eq.xml

MSA Grant Calculation (for people not on SSI):

MSA Assistance Standard

Plus Special Needs Expenses

Minus Countable Income

= MSA Grant

msa_grant_non_ssi_ex.xml

Jack's MSA Grant Calculation (not on SSI)

MSA Assistance Standard (individual living alone)	$1,028
Plus Special Needs Expenses	+ $0
Minus Countable Income	- $973
Jack's MSA Grant

msa_grant_non_ssi_james_ex.xml

James' MSA Grant Calculation (with work income)

MSA Assistance Standard (individual living alone)	$1,028
Plus Special Needs Expenses	+ $100
Minus Countable Income	- $737
James' MSA Grant

msa_grant_non_ssi_try.xml

Your MSA Grant Calculation (individual not on SSI):

Step 1: SSI Countable Income Calculation
Your Monthly Unearned Income	$
Minus the $20 General Exclusion	- $20
Countable Unearned Income
Unused Portion of $20 General Exclusion
Your Monthly Earned Income	$
Minus the Unused Portion of Your $20 General Exclusion	-
Minus the $65 Earned Income Exclusion	- $65.00
Minus Your Impairment Related Work Expenses	- $
Subtotal
Divide by two	÷ 2
Countable Earned Income
Minus Your PASS Contribution (if any)	- $
Total Countable Income
Step 2: MSA Calculation
MSA Assistance Standard (individual living alone)	$1,028
MSA Assistance Standard (individual living with others)	$737
Choose Your Living Situation:
Living aloneSharing a place (eat your own food and have your own lease)Sharing a place (share food and/or don't have your own lease)
Do you pay your fair share of food and rent?	YesNo
Is MSA Housing Assistance part of your MSA benefit?	YesNo
Do you get MA-Waiver services?	YesNo
Your MSA Assistance Standard
MSA Housing Assistance	$483.50
MSA Housing Assistance	+
Plus Other MSA Special Needs Amount	+ $
Minus Total Countable Income	-
Your MSA Grant

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msa_grant_ssi_eq.xml

MSA Grant Calculation (for people on SSI):

MSA Assistance Standard

Plus Special Needs Expenses

Minus (FBR - $20)

= $ of MSA Grant

msa_grant_ssi_ex.xml

Minnie's MSA Grant Calculation (on SSI, no special needs expenses):

MSA Assistance Standard (individual living alone)	$1,028
Plus Special Needs Expenses	+ $0
FBR	$967
Minus (FBR - $20)	-
Minnie's MSA Grant

msa_grant_ssi_james_ex.xml

James' MSA Grant Calculation (on SSI):

MSA Assistance Standard (individual living alone)	$1,028
Plus Special Needs Expenses	+ $100
FBR	$967
Minus (FBR - $20)	-
James' MSA Grant

msa_grant_ssi_snd_ex.xml

Trin's MSA Grant Calculation (on SSI, with special needs diet)

MSA Assistance Standard (individual living with others)	$737
Plus Special Needs Expenses	+ $225
FBR	$967
Minus (FBR - $20)	-
Trin's MSA Grant

msa_grant_ssi_try.xml

Your MSA Grant Calculation (individual with at least $1 in SSI):

MSA Assistance Standard (individual living alone)	$1,028.00
MSA Assistance Standard (individual living with others)	$737.33
Choose Your Living Situation:
Living aloneSharing a place (eat your own food and have your own lease)Sharing a place (share food and/or don't have your own lease)
Do you pay your fair share of food and rent?	YesNo
Is MSA Housing Assistance part of your MSA benefit?	YesNo
Do you get MA-Waiver services?	YesNo
Your MSA Assistance Standard
MSA Housing Assistance	$483.50
MSA Housing Assistance	+
Plus Other MSA Special Needs Amount	+ $
FBR	$967
VTR	$644.67
SSI rate
Minus (SSI rate - $20)	-
Your MSA Grant

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pass_countable_deanna_ex.xml

Deanna's Countable Income (with PASS)

Deanna's Monthly Unearned Income	$0.00
Deanna's Monthly Earned Income	$1,200.00
Minus the unused portion of Deanna's $20 General Exclusion	- $20.00
Minus the $65 Earned Income Exclusion	- $65.00
Minus Deanna's Impairment Related Work Expenses (IRWEs)	- $0.00
Subtotal
Divide by two	÷ 2
Subtotal
Minus Deanna's PASS Contribution	- $557.50
Deanna's Countable Income

pass_income_deanna_ex.xml

Deanna's Total Income (with PASS)

SSI Maximum Benefit	$967.00
Minus Total Countable Income	- 0.00
Deanna's SSI Benefit
Deanna's Monthly Earned Income	+ $1,200.00
Deanna's Other Monthly Unearned Income	+ $0.00
Deanna's Monthly MSA benefit	+ $81.00
Deanna's Total Monthly Income

ssdi_express_pop.xml

On SSDI? Get a quick estimate of how working may affect your income

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ssdi_express_pop_wide.xml

On SSDI? Get a quick estimate of how working may affect your income

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ssdi_sga_eq.xml

SSDI Countable Earnings with IRWEs and Wage Subsidy (during EPE):

Gross Earnings

Minus Impairment Related Work Expenses (IRWEs)

Minus Wage Subsidy

= SSDI Countable Earnings

ssdi_sga_ex.xml

SSDI Countable Earnings with IRWEs and Wage Subsidy:

Jamie's Gross Earnings	$1,760
Minus Jamie's Impairment Related Work Expenses	- $50
Minus Jamie's Wage Subsidy	- $200
Jamie's SSDI Countable Earnings
SGA (non-blind)	$1,620
(Over SGA)	0.00
(Under SGA)	0.00

ssdi_sga_try.xml

Your SSDI Countable Earnings:

Your Gross Earnings	$
Minus Your Impairment Related Work Expenses	- $
Minus Your Wage Subsidy	- $
Your SSDI Countable Earnings
SGA (non-blind)	$1,620
(Over SGA)	0.00
(Under SGA)	0.00

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ssdi_twm_special.xml

Count Your SSDI Trial Work Months:

ssi_back_benefits_ex.xml

Angelica's Back Benefits:

SSI	$967
GA	$360.50
Four Months of SSI
Minus Four Months of GA	-
Angelica's Back Benefit Check

ssi_benefit_eq.xml

SSI Benefit Calculation:

SSI Maximum Benefit

Minus Total Countable Income

= SSI Benefit

ssi_benefit_ex.xml

Magda's SSI Benefit Calculation:

Step 1: Countable Unearned Income
Magda's Monthly Unearned Income	$320
Minus the $20 General Exclusion	- $20
Countable Unearned Income
Step 2: Countable Earned Income
Magda's Monthly Earned Income	$200
Minus the unused portion of Magda's $20 General Exclusion	- $0
Minus the $65 Earned Income Exclusion	- $65
Minus Magda's Impairment Related Work Expenses (IRWEs)	- $0
Subtotal
Divide by two	÷ 2
Countable Earned Income
Step 3: Total Countable Income
Countable Unearned Income
Plus Countable Earned Income	+
Minus PASS Contribution	- $0
Total Countable Income
Step 4: SSI Benefit Calculation
SSI Maximum Benefit	$967.00
Minus Total Countable Income	-
Magda's SSI Benefit
Magda's Total Monthly Income

ssi_benefit_post_ida_ex.xml

Jennifer's SSI Benefit Calculation (AFTER starting an IDA):

Jennifer's Monthly Earned Income	$500.00
Minus Jennifer's IDA Contribution	- $40.00
Minus the $20 SSI General Income Exclusion	- $20.00
Minus the $65 SSI Earned Income Exclusion	- $65.00
Subtotal
Divide by two	÷ 2
Jennifer's Countable Earned Income
SSI Maximum Benefit	$967.00
Minus Total Countable Income	-
Jennifer's SSI Benefit (With IDA)

ssi_benefit_pre_ida_ex.xml

Jennifer's SSI Benefit Calculation (before starting an IDA):

Jennifer's Monthly Earned Income	$500.00
Minus the $20 SSI General Income Exclusion	- $20.00
Minus the $65 SSI Earned Income Exclusion	- $65.00
Subtotal
Divide by two	÷ 2
Jennifer's Countable Earned Income
SSI Maximum Benefit	$967.00
Minus Total Countable Income	-
Jennifer's SSI Benefit

ssi_benefit_try.xml

Your SSI Benefit Calculation:

Step 1: Countable Unearned Income
Your Monthly Unearned Income (not including SSI!)	$
Minus the $20 General Exclusion	- $20.00
Countable Unearned Income
Unused portion of Your $20 General Exclusion
Step 2: Countable Earned Income
Your Monthly Earned Income	$
Minus the unused portion of Your $20 General Exclusion	-
Minus the $65 Earned Income Exclusion	- $65.00
Minus Your Impairment Related Work Expenses (IRWEs)	- $
Subtotal
Divide by two	÷ 2
Countable Earned Income
Step 3: Total Countable Income
Countable Unearned Income
Plus Countable Earned Income	+
Minus PASS Contribution	- $
Total Countable Income
Step 4: SSI Benefit Calculation
SSI Maximum Benefit	$967.00
Minus Total Countable Income	-
Your SSI Benefit
Your Total Monthly Income

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ssi_countable_deanna_ex.xml

Deanna's Countable Income

Deanna's Monthly Unearned Income	$0.00
Deanna's Monthly Earned Income	$1,200.00
Minus the unused portion of Deanna's $20 General Exclusion	- $20.00
Minus the $65 Earned Income Exclusion	- $65.00
Minus Deanna's Impairment Related Work Expenses (IRWEs)	- $0.00
Subtotal
Divide by two	÷ 2
Deanna's Countable Earned Income

ssi_countable_earnedonly_ex.xml

Countable Earned Income Example:

Your Earned Income	$1,300
Minus the $20 General Exclusion	- $20
Minus the $65 Earned Income Exclusion	- $65
Subtotal
Divide by two	÷ 2
Your Countable Income
SSI Benefit Calculation
SSI Maximum Benefit	$967.00
Minus Total Countable Income	-
Your SSI Benefit

ssi_countable_ei_blind_eq.xml

Countable Earned Income if You are Blind:

Earned Income

Minus the unused portion of the $20 General Exclusion

Minus the $65 Earned Income Exclusion

= Subtotal

Divide by two

= Subtotal

Minus Blind Work Expenses (BWEs)

= Countable Earned Income

ssi_countable_ei_eq.xml

Countable Earned Income (Non-Blind SSI Recipients):

Earned Income

Minus the unused portion of the $20 General Exclusion

Minus the $65 Earned Income Exclusion

Minus Impairment Related Work Expenses (IRWEs)

= Subtotal

Divide by two

= Countable Earned Income

ssi_countable_seie_cap_ex.xml

Nick's Countable Earned Income in Later Months (without SEIE):

Nick's Monthly Earned Income	$1,725.00
Minus the Student Earned Income Exclusion (annual cap exceeded)	- $0.00
Minus the unused portion of Nick's $20 General Exclusion	- $20.00
Minus the $65 Earned Income Exclusion	- $65.00
Minus Nick's Impairment Related Work Expenses (IRWEs)	- $0.00
Subtotal
Divide by two	÷ 2
Countable Earned Income

ssi_countable_seie_ex.xml

Nick's Countable Earned Income (with SEIE):

Nick's Monthly Earned Income	$1,725.00
Minus the Student Earned Income Exclusion	- $2,350.00
Minus the unused portion of Nick's $20 General Exclusion	- $20.00
Minus the $65 Earned Income Exclusion	- $65.00
Minus Nick's Impairment Related Work Expenses (IRWEs)	- $0.00
Subtotal
Divide by two	÷ 2
Countable Earned Income

ssi_countable_seie_try.xml

Your Countable Earned Income (with SEIE):

Your Monthly Earned Income	$
Minus the Student Earned Income Exclusion	- $2,350.00
Minus the unused portion of Your $20 General Exclusion	- $20.00
Minus the $65 Earned Income Exclusion	- $65.00
Minus Your Impairment Related Work Expenses (IRWEs)	- $
Subtotal
Divide by two	÷ 2
Countable Earned Income

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ssi_countable_total_eq.xml

Total Countable Income:

Countable Unearned Income

Plus Countable Earned Income

Minus PASS Contribution, if you have one

= Total Countable Income

ssi_countable_ui_eq.xml

Countable Unearned Income:

Total Unearned Income

Minus the $20 General Exclusion

= Countable Unearned Income

ssi_express_pop.xml

On SSI? Get a quick estimate of how working may affect your income

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ssi_express_pop_wide.xml

On SSI? Get a quick estimate of how working may affect your income

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ssi_income_deanna_ex.xml

Deanna's Total Income (with a job)

SSI Maximum Benefit	$967.00
Minus Total Countable Income	- $557.50
Deanna's SSI Benefit
Deanna's Monthly Earned Income	+ $1,200.00
Deanna's Other Monthly Unearned Income	+ $0.00
Deanna's Monthly MSA benefit	+ $81.00
Deanna's Total Monthly Income

ssi_irwe_pop.xml

Estimate Your Impairment Related Work Expenses (IRWEs):

Try it

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subsidized_rent_post_eid_try.xml

See How More Earnings Might Affect Rent

If you have subsidized housing and the amount you pay for rent is based on your income, use this tool to see how making more money could affect your rent.

This tool looks at rent, earnings, SSI, and SSDI. It doesn’t adjust for other benefits. If you have any questions, talk to a benefits expert.

Step 1: Your Subsidized Housing
Do you get help from a housing program?
Yes, the Section 8 Housing Choice Voucher program helps me pay my rent.Yes, I live in project-based housing.Yes, I live in public housing.Yes, the Housing Opportunities for Persons with AIDS (HOPWA) program helps me.Yes, but it is not listed here.No, none of these programs helps pay for my housing.
How much do you spend on rent each month?	$
Step 2: Your Current Income (per month):
Earnings from work now:	$
Supplemental Security Income (SSI):	$
Social Security Disability Insurance (SSDI):	$
Other unearned income:	$
Step 3: Your Future Work Plan (per month):
Earnings from work in your plan:	$
	$1,620
	$20
	$65
	$967
Submit

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Results

There isn’t enough information about your housing benefit to say if increased earnings might affect rent.

Use the Benefits and Work Estimator to get detailed results about how work interacts with other benefits.

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Results

This tool helps see how earning more might affect benefits that help with rent. Since you don’t get benefits that help pay your rent, this tool cannot help you

Use the Benefits and Work Estimator to get detailed results about how work interacts with other benefits.

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Results

This tool helps show how an increase in your earnings could affect your rent. The earnings in your plan are not higher than your current earnings.

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Results

There is not enough information to say if you will keep getting SSDI benefits and how your rent might change. Use the Benefits and Work Estimator to get detailed results.

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Results

If you earn $/month, we estimate:

Your monthly SSI benefit:	$
Your monthly SSDI benefit:	$
Your total monthly income:	$
Change in total income:	$
Your monthly rent:	$
Change in rent:	$

This is only an estimate. Actual rent could be different based on your housing and program rules. Talk to a benefits expert.

Note: When your rent starts to go up due to your earnings, check with your public housing authority (PHA) to see if you qualify for the Family Self-Sufficiency (FSS) program. With the FSS, the increase in your rent might get set aside to help you buy something in the future, like a car or a home. Learn more about the FSS.

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Results

If you earn $/month, we estimate:

Your monthly SSI benefit:	$
Your total monthly income:	$
Change in total income:	$
Your monthly rent:	$
Change in rent:	$

This is only an estimate. Actual rent could be different based on your housing and program rules. Talk to a benefits expert.

Note: When your rent starts to go up due to your earnings, check with your public housing authority (PHA) to see if you qualify for the Family Self-Sufficiency (FSS) program. With the FSS, the increase in your rent might get set aside to help you buy something in the future, like a car or a home. Learn more about the FSS.

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Results

If you earn $/month, we estimate:

Your monthly SSDI benefit:	$
Your total monthly income:	$
Change in total income:	$
Your monthly rent:	$
Change in rent:	$

This is only an estimate. Actual rent could be different based on your housing and program rules. Talk to a benefits expert.

Note: When your rent starts to go up due to your earnings, check with your public housing authority (PHA) to see if you qualify for the Family Self-Sufficiency (FSS) program. With the FSS, the increase in your rent might get set aside to help you buy something in the future, like a car or a home. Learn more about the FSS.

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Results

If you earn $/month, we estimate:

Your total monthly income:	$
Change in total income:	$
Your monthly rent:	$
Change in rent:	$

This is only an estimate. Actual rent could be different based on your housing and program rules. Talk to a benefits expert.

Note: When your rent starts to go up due to your earnings, check with your public housing authority (PHA) to see if you qualify for the Family Self-Sufficiency (FSS) program. With the FSS, the increase in your rent might get set aside to help you buy something in the future, like a car or a home. Learn more about the FSS.

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Results

Your subsidized housing has an Earned Income Disregard (EID). The EID helps during the first 24 months (two years) after you start earning more from work:

With the EID, If you earn $/month, we estimate:

Your monthly SSI benefit:	$
Your monthly SSDI benefit:	$
Your total monthly income:	$
Change in total income:	$

	Year 1: The first 12 months after your earnings go up	Year 2: The next 12 months after your earnings go up	Year 3 and later: 24+ months after your earnings go up
Your monthly rent:	$	$	$
Change in rent from what you pay now:	$0	$	$

These are only estimates. Actual rent could be different based on your housing and program rules. Talk to a benefits expert.

Note: When your rent starts to go up due to your earnings, check with your public housing authority (PHA) to see if you qualify for the Family Self-Sufficiency (FSS) program. With the FSS, the increase in your rent might get set aside to help you buy something in the future, like a car or a home. Learn more about the FSS.

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Results

Your subsidized housing has an Earned Income Disregard (EID). The EID helps during the first 24 months (two years) after you start earning more from work:

With the EID, If you earn $/month, we estimate:

Your monthly SSI benefit:	$
Your total monthly income:	$
Change in total income:	$

	Year 1: The first 12 months after your earnings go up	Year 2: The next 12 months after your earnings go up	Year 3 and later: 24+ months after your earnings go up
Your monthly rent:	$	$	$
Change in rent from what you pay now:	$0	$	$

These are only estimates. Actual rent could be different based on your housing and program rules. Talk to a benefits expert.

Note: When your rent starts to go up due to your earnings, check with your public housing authority (PHA) to see if you qualify for the Family Self-Sufficiency (FSS) program. With the FSS, the increase in your rent might get set aside to help you buy something in the future, like a car or a home. Learn more about the FSS.

Back

Results

Your subsidized housing has an Earned Income Disregard (EID). The EID helps during the first 24 months (two years) after you start earning more from work:

With the EID, If you earn $/month, we estimate:

Your monthly SSDI benefit:	$
Your total monthly income:	$
Change in total income:	$

	Year 1: The first 12 months after your earnings go up	Year 2: The next 12 months after your earnings go up	Year 3 and later: 24+ months after your earnings go up
Your monthly rent:	$	$	$
Change in rent from what you pay now:	$0	$	$

These are only estimates. Actual rent could be different based on your housing and program rules. Talk to a benefits expert.

Note: When your rent starts to go up due to your earnings, check with your public housing authority (PHA) to see if you qualify for the Family Self-Sufficiency (FSS) program. With the FSS, the increase in your rent might get set aside to help you buy something in the future, like a car or a home. Learn more about the FSS.

Back

Results

Your subsidized housing has an Earned Income Disregard (EID). The EID helps during the first 24 months (two years) after you start earning more from work:

With the EID, If you earn $/month, we estimate:

Your total monthly income:	$
Change in total income:	$

	Year 1: The first 12 months after your earnings go up	Year 2: The next 12 months after your earnings go up	Year 3 and later: 24+ months after your earnings go up
Your monthly rent:	$	$	$
Change in rent from what you pay now:	$0	$	$

These are only estimates. Actual rent could be different based on your housing and program rules. Talk to a benefits expert.

Note: When your rent starts to go up due to your earnings, check with your public housing authority (PHA) to see if you qualify for the Family Self-Sufficiency (FSS) program. With the FSS, the increase in your rent might get set aside to help you buy something in the future, like a car or a home. Learn more about the FSS.

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Which work incentives can help me?

Answer these questions to find work incentives that might apply to you.
I'm currently on (check all that apply):	SSISSDIMA (Medical Assistance)Medicare
I am 21 or younger.	YesNo
I am blind.	YesNo
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Work Incentives for You

If you’re receiving SSI and Medical Assistance (MA), and then your SSI benefit goes to zero because you are working, a part of the SSI rules called 1619(b) allows you to keep your MA coverage while earning up to $79,483 per year (and possibly higher if you have very high medical expenses).

Medical Assistance for Employed Persons with Disabilitites (MA-EPD) covers the same services that standard MA does. To get MA-EPD, you must be certified disabled by the Social Security Administration (SSA) or the State Medical Review Team (SMRT), between the ages of 16-64, reside in MN, working, paying Medicare and Social Security taxes, earning more than $65/month, and pay a reasonable monthly premium that depends on your income and household size.

Once you become eligible for Medicare, you can continue to get Medicare coverage for at least 93 months after your SSDI Trial Work Period (TWP) ends, provided you are still disabled under Social Security’s guidelines. The 93-month (minimum) period starts the month after the last month of your TWP.

Allows you to try work out for 9 months and earn over $1,160/month without losing SSDI. Months in which you earn below $1,160/month do not count as TWP months and do not affect your SSDI benefit.

Once you’ve used up all nine Trial Work months within five years (60 months), your Trial Work Period is over and your three-year (36-month) Extended Period of Eligibility (EPE) begins. During your EPE, you will continue to get SSDI benefits during every month in which your gross monthly earnings are below the Substantial Gainful Activity (SGA) level ($1,620 per month in 2025, $2,700 if you’re blind).

After you use up your Trial Work Period and Extended Period of Eligibility (EPE), your SSDI stops if you are earning above Substantial Gainful Activity (SGA). Expedited Reinstatement (EXR) allows you to get up to 6 months of temporary SSDI cash benefits if your income drops back below the SGA level.

Your first $65 of earned income and the first $20 of unearned income each month doesn’t reduce your SSI benefit.

If you are going to school, you can earn up to $2,350 (with a cap of $9,460 per year) without reducing your SSI benefit.

Your work expenses are subtracted from your income when figuring out if your SSI benefit will be reduced.

You can get a higher SSI payment if you put SSDI money or earnings in a special account to pay for education, work, or self-employment costs.

Qualified work expenses related to your disability can help keep your SSI or SSDI payment higher than it would otherwise be.

If you create an unincorporated sole proprietorship for your business, the resources and assets used don't count against your eligibility for SSI.

The money used to fund an Individual Development Account (IDA), as well as the value of the IDA itself, will not be considered in your eligibility for SSI.

When others give you free help your self-employment business, or when a government agency or somebody else pays some of your business expenses, SSDI will subtract the value of that help from your net income when determining whether you've earned over SGA.

You can get free services to help you prepare for, find, get, and keep a job through Social Security's Ticket to Work program. While you're working with a Ticket to Work provider, you won't have a continuing disability review.

Work Incentives and Health Care Coverage

1619(b)

MA-EPD

Medicare Extended Eligibility

Work Incentives and Starting to Work

SSDI Trial Work Period (TWP)

SSDI Extended Period of Eligibility (EPE)

Medicare Extended Eligibility

Expedited Reinstatement (EXR)

Work Incentives and Income

Earned and Unearned Income Exclusions

Student Earned Income Exclusion (SEIE)

Impairment Related Work Expenses (IRWE)

Blind Work Expenses (BWE)

Plan to Achieve Self-Support (PASS)

Work Incentives and Starting a Business

Property Essential to Self-Support (PESS)

Individual Development Account (IDA)

Unincurred Business Expenses and Unpaid Help

Plan to Achieve Self-Support (PASS)

Work Incentives and School, Education, or Training

Plan to Achieve Self-Support (PASS)

Individual Development Account (IDA)

Student Earned Income Exclusion (SEIE)

Ticket to Work

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Select a Program

Work incentives are features of disability benefit programs that make it easier for you to keep your benefits when you work. To see which work incentives might help you, click the "Back" button below and select any programs you're in.

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