People receiving SSDI may be eligible for help with Medicare costs

If you are enrolled in Social Security Disability Insurance (SSDI) and Medicare, you may be eligible for programs that help pay Medicare’s out of pocket costs such as deductibles, premiums and coinsurances.

These programs are offered by the federal government and can help you with the parts of Medicare you have to pay.

What programs are available?

There are three programs that may help you pay out of pocket costs:

  1. Medicare Savings Programs: These programs (QMB, SLMB, and QI) help cover Medicare Parts A and B costs that you pay.
  2. Low Income Subsidy (LIS): This program helps cover Medicare Part D prescription drug costs that you pay. It is also known as “Extra Help.”
  3. Medical Assistance for Employed Persons with Disabilities (MA-EPD): If you’re working, this program can help cover Medicare Part B costs that you pay and help you qualify for the Low Income Subsidy.

How do I enroll?

To enroll in a Medicare Savings Program or MA-EPD, you need to complete a Minnesota Health Care Programs application through your county human services department.

To enroll in the Low Income Subsidy (LIS) program visit the Social Security website at

How can I get help?

To learn more, visit the Medicare section of DB101.

If you have questions, you can call Disability Hub MN at 1-866-333-2466. Disability Hub MN can help you:

  • Find out if you are eligible for these money saving programs,
  • Find or contact your local county human service agency,
  • Complete and submit a Minnesota Health Care Programs application,
  • Complete an online Social Security application,
  • Follow-up to be sure you are enrolled once the applications are submitted,
  • and much more!

You may also Chat with a Hub expert. This feature connects you to a Disability Hub MN expert using live chat or secure email. Anything you talk about is private.

Disability Hub MN experts are available Monday–Friday, 8:30 am – 5:00 pm, voicemails and emails are taken after hours.