The Basics
MinnesotaCare provides health care coverage for Minnesotans who meet certain eligibility requirements and do not have access to affordable health insurance. Note that if you are eligible for Medicare, you cannot qualify for MinnesotaCare.
If you’re approved for MinnesotaCare, you’ll be asked to choose a managed health care plan that is authorized to pay for services for MinnesotaCare enrollees. If you don’t pick a plan, one will be selected for you.
You will get two cards, one from your health plan and one from Minnesota Health Care Programs. You will need to show both when you go to your doctor, pharmacy, or any other health care service provider.
You must pay a monthly premium to start and keep MinnesotaCare coverage. There is also a $2.55 monthly deductible and a copayment for certain medical services. Your monthly MinnesotaCare premium depends on your income, the number of people in your family, and the number of family members who are getting coverage through the program. Coverage usually begins the month after you pay your first premium. MinnesotaCare covers many services, including doctor visits, mental health services, and prescription drugs.
Note: The Affordable Care Act (ACA) of 2010 will lead to significant changes in our nation’s health care system. The law will take effect over several years, and many of the details are still unknown.
DB101 will continue to keep track of health care changes and update our website as needed. To learn more about the details of health care reform, you can visit healthcare.gov.
